Is Your Dental Plan Worth More than You Pay for It?

We get asked a lot of questions about dental coverage.

• Is it worth it? 
• How much does it cost?I
• Is there a waiting period before certain work is covered? 
•  Is there a limit to how much it will pay? 
•  What about deductibles? How much are they?

The answers to all of these questions are, “It all depends on whether you have traditional dental insurance or a dental savings plan.” Many of the traditional dental plans that we see cost more for coverage than they provide in benefits in a year in which your plan is only used for preventive or minor services. Does it make sense to pay more for your plan than you receive in benefits? We don’t think so.

Below is a quick comparison between traditional dental insurance and dental savings plans to help you make an informed decision:

*not applicable in California

Referring back to the table above, it is possible to pay between $290 and $700 per year for traditional dental insurance before you’ve even sat down in the dentist’s chair! Those totals represent the annual cost of coverage plus the annual plan deductible.

Our dental savings plans are an affordable (plans start at just $79.95 per year), easy-to-use and a no hassle solution for anyone looking for dental care savings. They are a great alternative to expensive and restrictive dental insurance plans.

What are the restrictions?

There is a simple, straightforward answer to this question. Our dental savings plans can only be used with participating dentists. You are not required to pre-select a dentist, nor are you locked in to any dentist, but in order to receive benefits you must use dentists that participate in our plans’ networks. With more than 130,000 participating dentists across the country that shouldn’t be hard. Very often we have found that our clients’ existing dentists participate in one or more of our dental savings plans. In fact, we will be glad to check our database for you to see if your dentist is already a participant in any of our plans.

Our plans are already an outstanding value, starting at just $79.95 per year. However, as a national distributor for :DentalPlans we offer a 10% savings AND 1 month of extra coverage with a membership in any plan. That’s right, for a single, low payment you’ll be entitled to 13 months of high quality dental coverage*.

*not applicable in California

Cover all of your other family members for less than $5.00/month more!

For less than $5.00/month (billed annually) you can add any number of family members to your plan. Unlike many competing plans, older children (18 and above) are not required to be full-time students. In fact, our dental plans allow you to cover all family members in your household (children, parents, in-laws; if they’re under your roof they’re covered) for a single, low price.

Enhance your existing dental insurance with dental savings plans

Already have dental insurance? If you’ve ever used your plan then you know that many procedures, particularly the most expensive ones like root canals and crowns are only covered at 50%. That leaves you with half the bill! Combining a low cost dental savings plan with your existing insurance can result in costs that are  hundreds less when major dental work is required. Here’s an example:

Don’t wait. Start saving right away.

All of our dental plans are available online at our dental savings plan enrollment website. Enter WCDP10 on your enrollment form or call us at 800-955-0418 to apply by phone or to request information by mail. Coverage usually begins in just 2-3 working days. Employers wishing to cover employees can also take advantage of these great savings. Monthly billing is available to groups enrolling five or more employees.

Thanks for reading

Sincerely,

Alan Leafman, President

aleafman@wwins.com